finance
Financial Planners in Townsville 2026, What They Charge, What They Do, and How to Find a Licensed Financial Adviser Near You
Townsville financial planner guide 2026: what financial planners charge in Townsville and North Queensland, how to check their ASIC licence, ADF financial planning, and how to find a licensed financial adviser near you.
How we reported this
Financial Planners and Financial Advisers in Townsville 2026
Townsville has a functional financial planning sector. A significant proportion of the Townsville population works for the ADF at Lavarack Barracks, creating strong demand for ADF-specific financial advice including MSBS/ADF Super, deployment allowances, and military salary packaging. moneysmart.gov.au
How Much Does a Financial Planner Cost in Townsville 2026?
- Initial consultation / Statement of Advice (SoA), typically $2,100-$5,200+
- Ongoing advice fee (annual), typically $2,300-$8,400+/year
- ADF financial advice (MSBS/ADF Super), typically $1,300-$3,200
- Superannuation/retirement advice (single issue), typically $1,200-$3,000
ADF Financial Planning in Townsville
Townsville financial planners experienced with ADF clients understand the Military Superannuation and Benefits Scheme (MSBS), ADF Super, DHOAS (Defence Home Ownership Assistance Scheme), and the specific income and deployment allowance structure of ADF service. Seek an adviser with documented ADF client experience. defence.gov.au
How to Check a Financial Planner's Licence in Townsville
Search the ASIC Financial Advisers Register at moneysmart.gov.au/financial-advice/financial-advisers-register. moneysmart.gov.au
This article was compiled by AI and screened before publishing. See our editorial standards.
This article is general information only and is not personal financial or investment advice. Consider your own circumstances and seek licensed professional advice before making financial decisions.